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Castaic Bankruptcy Attorney | Award-Winning Quality, Experience, Value
You want the best Castaic bankruptcy attorney. But you don’t have a lot of money. Of the Castaic bankruptcy attorneys, you can have both affordable and quality. Award-winning Hale Andrew Antico is the best choice. Here’s why we’re the primary option for getting a fresh start with a bankruptcy in Castaic CA.
Castaic bankruptcy lawyer to protect you from creditors
Stop lawsuits
When you file bankruptcy with an experienced Castaic bankruptcy attorney, you can no longer be sued for old debts. Lawsuits stop immediately.
Stop wage garnishment
If you’ve already been sued for a credit card debt, the judgment can turn into a wage garnishment. They’re allowed to take 25% of your net pay for your debt. File bankruptcy and protect your paycheck.
Stop Foreclosure
Late on house payments? If you file bankruptcy, you can stop the foreclosure sale, save your home, and force the lender to accept the repayment over years.
Stop creditor harassment
Collection calls can ruin a perfectly good day. They go out of their way to make you feel miserable. If you file bankruptcy, the creditor calls stop, and you get peace. Finally.
Stop car repossession
You fell late on car payments. Now, they’re threatening to repo your car. While you don’t get a free car in bankruptcy, filing bankruptcy stops the repo so you can catch up quickly.
Start rebuilding your credit, and your life.
There is credit after bankruptcy. Sure, a bankruptcy is bad on your Experian. But, when you file bankruptcy, you get a chance to start new. A chance to show that you can repay on time. This helps your score go up so you can rebuild after bankruptcy discharge.
Phone now for the first step on your fresh start.
Award-Winning Quality
Why risk a cut-rate coupon counsel when you can afford a Castaic bankruptcy lawyer who has been voted best bankruptcy attorney multiple times. This is because we're active in the bankruptcy law community, leading organizations of attorneys. We don't just attend bankruptcy classes, but present them to other bankruptcy attorneys
Affordable
We have an affordable payment plan. You decide how much to pay each month, and how often to pay. We do it this way because you know what you need your money for. Why let other firms auto-deduct money from you? With us, you're in control.
Personalized Attention
Trust your once-in-a-lifetime Acton bankruptcy to an attorney who treats you like you're my only client. You don't need to be treated like a number and get lost in massive volume where they do tons of cases for 79 cents. I personally handle all aspects of all my cases. Lawyers are known to be impersonal. With us, find out what customer service feels like.
Castaic bankruptcy lawyer Hale Andrew Antico
$50,000,000+
Debts discharged
2,000+
Satisfied clients
15+
Years of bankruptcy experience
4
Best bankruptcy attorney awards
Thank you for your hand holding and advice. You are really good at what you do and I am truly grateful I had you to represent me.... I know you worked very hard and you helped make this whole process so much easier for me (and your other clients too).
`{`At the 341(a) court date,`}` you were very attentive to all of us. I could tell the difference between your clients and some of the others there. You did a great job and I am very grateful! Thank you for sticking around as long as you did today. You really took good care of me.... I knew I was in good hands with you on my side.
I will highly recommend you should I come across a friend or colleague in a similar situation as mine.
Contact Us
When you contact us, we’ll arrange a consultation and go over your options. After that, you think it over with no pressure. Finally, if and when you decide this is the best option, I’ll begin work on your bankruptcy petition. I’ll personally review the completed schedules with you, and file them with the court. And yes, I’ll personally be at your 341(a) Meeting of Creditors with you, and answer all your questions.
Different Types of Bankruptcies
There are two primary types of consumer bankruptcies. First, there’s chapter 7 bankruptcy. Also, there’s chapter 13. They have different pros and cons, and you’re going to want to talk to an experienced Castaic bankruptcy attorney before deciding which is right for you.
Chapters of Consumer Bankruptcy
Often known as liquidation bankruptcy, a Chapter 7 is the type of bankruptcy where a bankruptcy trustee can take your assets to repay debts. Because you don’t repay your debts, it is faster. However, they give much greater scrutiny to the money you repaid grandma last month, and all those Zelle transfers you made over the past few years. Even though you may not have intended anything bad, fraudulent transfers are problems. Typically, Chapter 7 bankruptcy does not discharge tax debt, fraud, domestic support obligations, and student loan debt.
Chapter 13 is debt consolidation where you are protected from lawsuits. This happens while you make affordable payments to repay your debts. Also, the credit cards can’t keep charging interest. There’s a set ending point. Consequently, you can get off the hamster wheel and just be finished. Finally, this option is helpful for making repayments on late mortgage debts, catching up on income tax debt to the IRS or FTB, and has extended automatic stay protections to codebtors, such as a nonfiling spouse.
So there are key differences between Chapter 7 and Chapter 13 bankruptcy. You may think you want the cheap fast one. A couple warnings. First, the Chapter 7 bankruptcy has greater scrutiny by the United States Trustee and bankruptcy trustee. Second, you can lose things in Chapter 7, which is why exemptions and California homestead exemption are key.
Third, you don’t always get to choose. Chapter 7 bankruptcy eligibility is a factor. This involves the bankruptcy means test, which compares your current monthly income against the median income for your household size. Let a professional bankruptcy attorney be your guide in a no-pressure consultation.
Reach out to Us
Note: while the only office is in Palmdale CA in Los Angeles County, you'll never need to drive anywhere. All business is conveniently done with Zoom and email attachments. We're proud to serve all of Los Angeles County and Orange County for about 20 years now. I'll be honored to help you also.
Castaic CA and Locating a Bankruptcy Lawyer
Castaic CA is an upscale community just north of Santa Clarita with about 20,000 residents in it. The town’s main claim to fame is a lake, but after the Great Recession, homeowners are no longer underwater. Castaic CA 91384 residents who filing consumer bankruptcy want a bankruptcy attorney who takes their petition to Los Angeles.
While the median annual income of Castaic CA residents is about $107,000, a Chapter 7 bankruptcy is still possible. Home values are a median price of $435,000. People here want a Santa Clarita bankruptcy attorney who knows how to exempt this equity.
Castaic California is mostly west of Interstate 5, going up the grade to the Grapevine. It’s had quite a past of controversy and fighting. While it’s a sleepy bedroom town today, it is the site of the biggest range war in U.S. history. Between 1890 and 1916, locals fought over ranch boundaries and grazing rights. Dozens of men were killed, with violence spreading down to Bouquet Canyon. Despite the history of much fighting, Castaic CA 91384 has very low crime today, and a very comfortable lifestyle.
Castaic Lake in Castaic CA
Also, Castaic CA 91384 has a lake. Castaic Dam formed what is actually a reservoir in the Sierra Pelona mountains. It’s open for swimming from Memorial Day weekend to Labor Day weekend. People swim in it, even though the lower lake is technically a lagoon. If people have a medical emergency from coming in contact with the water, they may consider a Chapter 7 bankruptcy or Chapter 13 bankruptcy with a qualified bankruptcy attorney. There is also bass fishing in Castaic Lake, in the upper lake. A joke exists about fish caught by a dam.
Residents of this quaint town may want to find the best bankruptcy attorney. There are those in Valencia who have a branch office there. But Castaic 91384 locals may want instead to meet with a bankruptcy lawyer who has swum and fished in Castaic Lake, (though he caught nothing) who knows how to net the bankruptcy means test.
These days, the biggest controversy in Castaic CA is how to pronounce its name. Most civilized locals pronounce it with 2 syllables (like “cupcake” or “green lake”). There are ruffians, though, who insist it’s got 3, more like “mosaic.” Castaic CA residents send their high school students to Valencia or West Ranch. It’s rumored there may be a Castaic High School one day, but these reports are as reliable as sightings of Loch Ness in Castaic Lake.
