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Lancaster CA Bankruptcy Attorney | Award-Winning Quality and Affordable
You want the best Lancaster CA bankruptcy attorney. But you don’t have a lot of money. Of the Lancaster bankruptcy attorneys, you can have both affordable and quality. Award-winning Hale Andrew Antico is the best choice. Here’s why we’re the primary option for getting a fresh start with a bankruptcy in Lancaster CA.
Lancaster CA bankruptcy lawyer to protect you from creditors
Stop lawsuits
When you file bankruptcy with an experienced Lancaster bankruptcy attorney, you can no longer be sued for old debts. Lawsuits stop immediately.
Stop wage garnishment
If you’ve already been sued for a credit card debt, the judgment can turn into a wage garnishment. They’re allowed to take 25% of your net pay for your debt. File bankruptcy and protect your paycheck.
Stop Foreclosure
Late on house payments? If you file bankruptcy, you can stop the foreclosure sale, save your home, and force the lender to accept the repayment over years.
Stop creditor harassment
Collection calls can ruin a perfectly good day. They go out of their way to make you feel miserable. If you file bankruptcy, the creditor calls stop, and you get peace. Finally.
Stop car repossession
You fell late on car payments. Now, they’re threatening to repo your car. While you don’t get a free car in bankruptcy, filing bankruptcy stops the repo so you can catch up quickly.
Start rebuilding your credit, and your life.
There is credit after bankruptcy. Sure, a bankruptcy is bad on your Experian. But, when you file bankruptcy, you get a chance to start new. A chance to show that you can repay on time. This helps your score go up so you can rebuild after bankruptcy discharge.
Phone now for the first step on your fresh start.
Award-Winning Quality
Why risk a cut-rate coupon counsel when you can afford a Lancaster bankruptcy lawyer who has been voted best bankruptcy attorney multiple times. This is because we're active in the bankruptcy law community, leading organizations of attorneys. We don't just attend bankruptcy classes, but present them to other bankruptcy attorneys
Affordable
We have an affordable payment plan. You decide how much to pay each month, and how often to pay. We do it this way because you know what you need your money for. Why let other firms auto-deduct money from you? With us, you're in control.
Personalized Attention
Trust your once-in-a-lifetime Acton bankruptcy to an attorney who treats you like you're my only client. You don't need to be treated like a number and get lost in massive volume where they do tons of cases for 79 cents. I personally handle all aspects of all my cases. Lawyers are known to be impersonal. With us, find out what customer service feels like.
Lancaster CA bankruptcy lawyer Hale Andrew Antico
$50,000,000+
Debts discharged
2,000+
Satisfied clients
15+
Years of bankruptcy experience
4
Best bankruptcy attorney awards
Thank you for your hand holding and advice. You are really good at what you do and I am truly grateful I had you to represent me.... I know you worked very hard and you helped make this whole process so much easier for me (and your other clients too).
`{`At the 341(a) court date,`}` you were very attentive to all of us. I could tell the difference between your clients and some of the others there. You did a great job and I am very grateful! Thank you for sticking around as long as you did today. You really took good care of me.... I knew I was in good hands with you on my side.
I will highly recommend you should I come across a friend or colleague in a similar situation as mine.
Contact Us
When you contact us, we’ll arrange a consultation and go over your options. After that, you think it over with no pressure. Finally, if and when you decide this is the best option, I’ll begin work on your bankruptcy petition. I’ll personally review the completed schedules with you, and file them with the court. And yes, I’ll personally be at your 341(a) Meeting of Creditors with you, and answer all your questions.
Different Types of Bankruptcies
There are two primary types of consumer bankruptcies. First, there’s chapter 7 bankruptcy. Also, there’s chapter 13. They have different pros and cons, and you’re going to want to talk to an experienced Lancaster CA bankruptcy attorney before deciding which is right for you.
Chapters of Consumer Bankruptcy
Often known as liquidation bankruptcy, a Chapter 7 is the type of bankruptcy where a bankruptcy trustee can take your assets to repay debts. Because you don’t repay your debts, it is faster. However, they give much greater scrutiny to the money you repaid grandma last month, and all those Zelle transfers you made over the past few years. Even though you may not have intended anything bad, fraudulent transfers are problems. Typically, Chapter 7 bankruptcy does not discharge tax debt, fraud, domestic support obligations, and student loan debt.
Chapter 13 is debt consolidation where you are protected from lawsuits. This happens while you make affordable payments to repay your debts. Also, the credit cards can’t keep charging interest. There’s a set ending point. Consequently, you can get off the hamster wheel and just be finished. Finally, this option is helpful for making repayments on late mortgage debts, catching up on income tax debt to the IRS or FTB, and has extended automatic stay protections to codebtors, such as a nonfiling spouse.
So there are key differences between Chapter 7 and Chapter 13 bankruptcy. You may think you want the cheap fast one. A couple warnings. First, the Chapter 7 bankruptcy has greater scrutiny by the United States Trustee and bankruptcy trustee. Second, you can lose things in Chapter 7, which is why exemptions and California homestead exemption are key.
Third, you don’t always get to choose. Chapter 7 bankruptcy eligibility is a factor. This involves the bankruptcy means test, which compares your current monthly income against the median income for your household size. Let a professional bankruptcy attorney be your guide in a no-pressure consultation.
Reach out to Us
Note: while the only office is in Palmdale CA in Los Angeles County, you'll never need to drive anywhere. All business is conveniently done with Zoom and email attachments. We're proud to serve all of Los Angeles County and Orange County for about 20 years now. I'll be honored to help you also.
Lancaster CA Bankruptcy Attorney
The best local bankruptcy attorney in Lancaster CA
When seeking Lancaster CA bankruptcy attorney help, don’t use strangers far away. There’s a great bankruptcy attorney in Lancaster CA 93534, 93535, and 93536. So, you don’t need to sacrifice.
There are options, true, for Lancaster CA bankruptcy lawyers. But only one provides personalized service.
Some large law firms have plopped a branch office in Lancaster, but you don’t want to feel like just a number. For a Lancaster CA bankruptcy, trust the award-winning service of local bankruptcy attorney Hale Antico.
Lancaster’s Population and Economy
Yes, we’re here on the northern part of Los Angeles County, part of the Antelope Valley, and on the edge of the Mojave Desert, in an area known as the high desert. There are some Lancaster bankruptcy attorneys, but very few who have their only office in the AV. Lancaster CA population is about 159,000, with most of these residents living in the 93535 and 93536 zip codes.
R. Rex Parris is a successful lawyer and businessman. He decided to give back to the community and ran for Lancaster mayor in 2008. He won, inheriting 17% unemployment in 2009 and helped the local Lancaster CA economy get humming again. Unfortunately, the coronavirus COVID-19 quarantine and business shutdown happened.
Local Bankruptcy Lawyer: Don’t Go Down Below
Lots of folks wondering if they should file bankruptcy can benefit from a consultation with a bankruptcy attorney in Lancaster CA 93535 (where the median rent locally is $1,085/month – about 55% of folks here rent, and the other 45% own).
A Law Firm with Customer Service
Now, no one plans on needing to file bankruptcy. But, if you do, you’re going to want a local bankruptcy attorney. You’ll also want someone who will go be with you in Los Angeles. Yes, this means leaving the Antelope Valley to file their bankruptcy case, and then be with you again at the hearing.
Believe it or not, most bankruptcy lawyers in Lancaster CA won’t be with you when you need to testify. Insist on customer service. We do it.
Doing a Google search for “Lancaster CA bankruptcy attorneys” will get some interesting results. Many are not bankruptcy lawyers who are actually from around here. This is their branch office, and they’re from down below, with other offices in Los Angeles.
Maybe the best bankruptcy lawyer is one who doesn’t see the AV as a pin in the boardroom map, but a place he has his only place of business to help his neighbors.
Jethawks Baseball
The Lancaster Jethawks are a great way to spend a California summer evening. Catching prizes at The Hangar from the t-shirt cannon can be a great treat. The team is a single-A minor league affiliate of the Colorado Rockies, and won their first championship in 2012. The mascot is Kaboom, (now KB). Both the team and mascot are a tip of the hat to the aerospace industry, which is a big part of the Lancaster CA economy.
Antelope Valley bankruptcy attorney Hale Antico once had a big red “Got Debt” banner on the left field fence, and is proud to support this exciting Lancaster CA baseball team.
Aerospace, the economy, and Lancaster bankruptcy
Usually, Aerospace drives the Lancaster CA 93536 economy. When times are good with Lockheed Martin, Boeing, BAE, and Northrup Grumman. However, when there are government cutbacks and the military budget is squeezed, contractors feel the pinch. It’s not uncommon for people living or working on Edwards AFB to need to call an experienced bankruptcy lawyer.
There are consumer bankruptcy attorneys near Lancaster CA. Antelope Valley bankruptcy lawyer Hale Antico has helped many of its residents file bankruptcy and knows the AV. Further, he knows the area to navigate the waters to a fresh start, whether it’s with a Chapter 7 bankruptcy or a Chapter 13 bankruptcy.
Now, until the COVID-19 pandemic, Lancaster CA has many economic opportunities. The future is still unknown now that Delta variant is infecting even the vaccinated.
Unfortunately, some people in the area need the best bankruptcy attorney in Lancaster CA. Not a bankruptcy lawyer with a branch office here. But, someone dedicated to the community, with his only office right off the 14, Antelope Valley freeway, day in and day out. Local Hale Antico may be the best bankruptcy attorney in Lancaster CA, and may be the best lawyer for you.
