Palmdale Bankruptcy Attorney | Award-Winning Quality and Affordable
The best Palmdale bankruptcy attorney is right here on Palmdale Blvd by 5th Street West. Award-winning Hale Andrew Antico is the best choice. Here’s why we’re the top option for getting a fresh start, and the best bankruptcy lawyer in Palmdale.
Palmdale bankruptcy lawyer to protect you from creditors
When you file bankruptcy with an experienced Palmdale bankruptcy attorney, you can no longer be sued for old debts. Lawsuits stop immediately.
Stop wage garnishment
If you’ve already been sued for a credit card debt, the judgment can turn into a wage garnishment. They’re allowed to take 25% of your net pay for your debt. File bankruptcy and protect your paycheck.
Late on house payments? If you file bankruptcy, you can stop the foreclosure sale, save your home, and force the lender to accept the repayment over years.
Stop creditor harassment
Collection calls can ruin a perfectly good day. They go out of their way to make you feel miserable. If you file bankruptcy, the creditor calls stop, and you get peace. Finally.
Stop car repossession
You fell late on car payments. Now, they’re threatening to repo your car. While you don’t get a free car in bankruptcy, filing bankruptcy stops the repo so you can catch up quickly.
Start rebuilding your credit, and your life.
There is credit after bankruptcy. Sure, a bankruptcy is bad on your Experian. But, when you file bankruptcy, you get a chance to start new. A chance to show that you can repay on time. This helps your score go up so you can rebuild after bankruptcy discharge.
Why risk a cut-rate coupon counsel when you can afford a Palmdale bankruptcy lawyer who has been voted best bankruptcy attorney multiple times. This is because we're active in the bankruptcy law community, leading organizations of attorneys. We don't just attend bankruptcy classes, but present them to other bankruptcy attorneys
We have an affordable payment plan. You decide how much to pay each month, and how often to pay. We do it this way because you know what you need your money for. Why let other firms auto-deduct money from you? With us, you're in control.
Trust your once-in-a-lifetime Acton bankruptcy to an attorney who treats you like you're my only client. You don't need to be treated like a number and get lost in massive volume where they do tons of cases for 79 cents. I personally handle all aspects of all my cases. Lawyers are known to be impersonal. With us, find out what customer service feels like.
Palmdale bankruptcy lawyer Hale Andrew Antico
Years of bankruptcy experience
Best bankruptcy attorney awards
I want to thank you for the work you did on my bankruptcy case and assisting me with the lawsuit from my bank. I was not prepared to deal with either of these situations, but you handled the legal issues quickly and took care of my interests. Now I can start rebuilding my finances and credit. Thanks so much. I am very grateful for your assistance, and do not hesitate to recommend your services.
When you contact us, we’ll arrange a consultation and go over your options. After that, you think it over with no pressure. Finally, if and when you decide this is the best option, I’ll begin work on your bankruptcy petition. I’ll personally review the completed schedules with you, and file them with the court. And yes, I’ll personally be at your 341(a) Meeting of Creditors with you, and answer all your questions.
Different Types of Bankruptcies
There are two primary types of consumer bankruptcies. First, there’s chapter 7 bankruptcy. Also, there’s chapter 13. They have different pros and cons, and you’re going to want to talk to an experienced Palmdale bankruptcy attorney before deciding which is right for you.
Chapters of Consumer Bankruptcy
Often known as liquidation bankruptcy, a Chapter 7 is the type of bankruptcy where a bankruptcy trustee can take your assets to repay debts. Because you don’t repay your debts, it is faster. However, they give much greater scrutiny to the money you repaid grandma last month, and all those Zelle transfers you made over the past few years. Even though you may not have intended anything bad, fraudulent transfers are problems. Typically, Chapter 7 bankruptcy does not discharge tax debt, fraud, domestic support obligations, and student loan debt.
Chapter 13 is debt consolidation where you are protected from lawsuits. This happens while you make affordable payments to repay your debts. Also, the credit cards can’t keep charging interest. There’s a set ending point. Consequently, you can get off the hamster wheel and just be finished. Finally, this option is helpful for making repayments on late mortgage debts, catching up on income tax debt to the IRS or FTB, and has extended automatic stay protections to codebtors, such as a nonfiling spouse.
So there are key differences between Chapter 7 and Chapter 13 bankruptcy. You may think you want the cheap fast one. A couple warnings. First, the Chapter 7 bankruptcy has greater scrutiny by the United States Trustee and bankruptcy trustee. Second, you can lose things in Chapter 7, which is why exemptions and California homestead exemption are key.
Third, you don’t always get to choose. Chapter 7 bankruptcy eligibility is a factor. This involves the bankruptcy means test, which compares your current monthly income against the median income for your household size. Let a professional bankruptcy attorney be your guide in a no-pressure consultation.
Reach out to Us
Note: while the only office is in Palmdale CA in Los Angeles County, you'll never need to drive anywhere. All business is conveniently done with Zoom and email attachments. We're proud to serve all of Los Angeles County and Orange County for about 20 years now. I'll be honored to help you also.
Best Bankruptcy Attorney in Palmdale CA
Finding the Best Palmdale CA Bankruptcy Attorney: Palmdale CA: AV’s First Deserves the Best
When seeking a bankruptcy attorney in Palmdale, CA, there’s no reason to go down below. We’re local, and have focused on helping our AV neighbors with Chapter 7 bankruptcy and Chapter 13 bankruptcy in Palmdale CA for 15 years. Local bankruptcy attorney Hale Antico has been voted best bankruptcy lawyer four times. A bankruptcy attorney in Palmdale CA who prides themselves on customer service.
Palmdale CA (93550, 93551, 93552 zip codes) is the first community in the Antelope Valley to incorporate. By 2010, it had over 150,000 people living in it. It’s ranked 284 in the most diverse places to live, out of 1152 in California. And it has one very good Palmdale CA bankruptcy lawyer.
Palmdale CA bankruptcy lawyer Hale Antico has 20 years of expertise in the field of consumer debt. It’s all we do. A bankruptcy attorney in Palmdale CA may do lots of other areas of law. But a jack of all trades isn’t really a bankruptcy lawyer. We’ve helped over 2,500 over the past two decades start over. With this experience, there are few situations we haven’t seen before. This experience can benefit you.
The median rent is about $1,175, but about 63% of the city’s residents own their home. The median home value is a little over $200,000, and is home to many people who work further south in Los Angeles. This is because homes are affordable in Palmdale CA 93552, but jobs, aside from aerospace, aren’t plentiful in the Antelope Valley. Aerospace is the major player in Palmdale and its economy. Aerospace was hit hard after 2008. This led to many residents to seek a bankruptcy attorney in Palmdale CA.
Palmdale CA 93550 is located in Los Angeles County. Consequently, when someone there or anywhere in the Antelope Valley wants to file bankruptcy, they have file the bankruptcy petition down below. That’s right: the Palmdale CA bankruptcy court is not in Lancaster, but in Los Angeles.
A local bankruptcy lawyer in Palmdale CA
There are a few bankruptcy attorneys in Palmdale, but most either dabble in bankruptcy or use Palmdale as a satellite office. It’s not surprising, then, when someone who says they’re a Palmdale CA bankruptcy attorney in their remote office are here in the AV only part-time, not every day.
Ethical Bankruptcy Attorney, not Paralegal
Choosing the wrong personal consumer bankruptcy lawyer could be a big mistake. You don’t want an out-of-towner who doesn’t understand the lay of the land. Or a paralegal who isn’t licensed. And you don’t want a 10-minute phone consultation with a low price. Whether it’s a Chapter 7 bankruptcy or a Chapter 13 bankruptcy, it’s best to select a Palmdale bankruptcy lawyer who knows the town and understands it. And someone who can answer “do I qualify for Chapter 7“.
While Palmdale is about 62 miles from Los Angeles, the drive can take hours, literally. Folks in the 93550, 93551 and 93552 zip codes want a bankruptcy attorney who understands the Palmdale commute. You’ll also want someone who will make the drive to be at the hearing with you when you have to testify. A person who seeks debt relief wants not just a skilled Palmdale bankruptcy lawyer, but one that is experienced and caring. There may not be one “best bankruptcy lawyer in Palmdale” but for many people the best bankruptcy attorney is the one that is there for them when testifying and needed most.
In recent years, Palmdale CA has seen an uptick in businesses opening up here. This has not only created jobs, but saved residents from having to drive just to go shopping. It was a big deal when the first Wal-Mart came to town, and now that the Antelope Valley Mall has been around, there are few reasons to leave Palmdale CA to shop. This has led to the opening of the Rancho Vista Golf Club, and the increase in home values near it. The median income of Palmdale CA 93551 residents is $52,801.
Many people locally were doing well with the economy, at least until the recent coronavirus quarantine. Still, if you and your family is struggling, don’t hesitate to reach out to someone who is compassionate as well as with expertise. Antelope Valley bankruptcy attorney Hale Antico has an office, his only office, in Palmdale CA and has helped hundreds of local residents start new. If you’re in need and don’t know where to turn for a good bankruptcy attorney in Palmdale CA, give us a call and we’ll help get you back on your feet.