Sherman Oaks bankruptcy lawyer to protect you from creditors

Stop lawsuits

Mahiari When you file bankruptcy with an experienced Sherman Oaks bankruptcy attorney, you can no longer be sued for old debts. Lawsuits stop immediately.

Stop wage garnishment

If you’ve already been sued for a credit card debt, the judgment can turn into a wage garnishment. They’re allowed to take 25% of your net pay for your debt. File bankruptcy and protect your paycheck.

Stop Foreclosure

Late on house payments? If you file bankruptcy, you can stop the foreclosure sale, save your home, and force the lender to accept the repayment over years.

Stop creditor harassment

Collection calls can ruin a perfectly good day. They go out of their way to make you feel miserable. If you file bankruptcy, the creditor calls stop, and you get peace. Finally.

Stop car repossession

You fell late on car payments. Now, they’re threatening to repo your car.  While you don’t get a free car in bankruptcy, filing bankruptcy stops the repo so you can catch up quickly.

Start rebuilding your credit, and your life.

There is credit after bankruptcy. Sure, a bankruptcy is bad on your Experian. But, when you file bankruptcy, you get a chance to start new. A chance to show that you can repay on time. This helps your score go up so you can rebuild after bankruptcy discharge.

Phone now for the first step on your fresh start.

Award-Winning Quality

Why risk a cut-rate coupon counsel when you can afford a Sherman Oaks bankruptcy lawyer who has been voted best bankruptcy attorney multiple times. This is because we're active in the bankruptcy law community, leading organizations of attorneys. We don't just attend bankruptcy classes, but present them to other bankruptcy attorneys

Affordable

We have an affordable payment plan. You decide how much to pay each month, and how often to pay. We do it this way because you know what you need your money for. Why let other firms auto-deduct money from you? With us, you're in control.

Personalized Attention

Trust your once-in-a-lifetime Acton bankruptcy to an attorney who treats you like you're my only client. You don't need to be treated like a number and get lost in massive volume where they do tons of cases for 79 cents. I personally handle all aspects of all my cases. Lawyers are known to be impersonal. With us, find out what customer service feels like.

Sherman Oaks bankruptcy lawyer Hale Andrew Antico

$50,000,000+

Debts discharged

2,000+

Satisfied clients

15+

Years of bankruptcy experience

4

Best bankruptcy attorney awards

Thank you for your hand holding and advice. You are really good at what you do and I am truly grateful I had you to represent me.... I know you worked very hard and you helped make this whole process so much easier for me (and your other clients too).

`{`At the 341(a) court date,`}` you were very attentive to all of us. I could tell the difference between your clients and some of the others there. You did a great job and I am very grateful! Thank you for sticking around as long as you did today. You really took good care of me.... I knew I was in good hands with you on my side.

I will highly recommend you should I come across a friend or colleague in a similar situation as mine.

Patricia
Patricia

Contact Us

When you contact us, we’ll arrange a consultation and go over your options. After that, you think it over with no pressure. Finally, if and when you decide this is the best option, I’ll begin work on your bankruptcy petition. I’ll personally review the completed schedules with you, and file them with the court. And yes, I’ll personally be at your 341(a) Meeting of Creditors with you, and answer all your questions.

    Different Types of Bankruptcies

    There are two primary types of consumer bankruptcies. First, there’s chapter 7 bankruptcy. Also, there’s chapter 13. They have different pros and cons, and you’re going to want to talk to an experienced Sherman Oaks bankruptcy attorney before deciding which is right for you.

    Chapters of Consumer Bankruptcy

    Often known as liquidation bankruptcy, a Chapter 7 is the type of bankruptcy where a bankruptcy trustee can take your assets to repay debts. Because you don’t repay your debts, it is faster. However, they give much greater scrutiny to the money you repaid grandma last month, and all those Zelle transfers you made over the past few years. Even though you may not have intended anything bad, fraudulent transfers are problems. Typically, Chapter 7 bankruptcy does not discharge tax debt, fraud, domestic support obligations, and student loan debt.

    Chapter 13 is debt consolidation where you are protected from lawsuits. This happens while you make affordable payments to repay your debts. Also, the credit cards can’t keep charging interest. There’s a set ending point. Consequently, you can get off the hamster wheel and just be finished. Finally, this option is helpful for making repayments on late mortgage debts, catching up on income tax debt to the IRS or FTB, and has extended automatic stay protections to codebtors, such as a nonfiling spouse.

    So there are key differences between Chapter 7 and Chapter 13 bankruptcy. You may think you want the cheap fast one. A couple warnings. First, the Chapter 7 bankruptcy has greater scrutiny by the United States Trustee and bankruptcy trustee. Second, you can lose things in Chapter 7, which is why exemptions and California homestead exemption are key.

    Third, you don’t always get to choose. Chapter 7 bankruptcy eligibility is a factor. This involves the bankruptcy means test, which compares your current monthly income against the median income for your household size. Let a professional bankruptcy attorney be your guide in a no-pressure consultation.

    Reach out to Us


      Note: while the only office is in Palmdale CA in Los Angeles County, you'll never need to drive anywhere. All business is conveniently done with Zoom and email attachments. We're proud to serve all of Los Angeles County and Orange County for about 20 years now. I'll be honored to help you also.

      Sherman Oaks CA Bankruptcy Attorney Options

      Sherman Oaks CA bankruptcy attorneys are plentiful. But choosing the right one for this upscale community can be a challenge.

      Sherman Oaks is a neighborhood on the southern end of the San Fernando Valley that has about 70,000 residents. This leads to a lower population density in part because so much of its boundaries include the Santa Monica Mountains. It’s an affluent town, with median home values over $700,000.

      Sherman Oaks CA Bankruptcy Facts and Challenges

      The median household income is around $90,000, almost double the national number. This makes it challenging to file bankruptcy, though it can still be done. You just need an experienced lawyer who knows Sherman Oaks bankruptcy.

      The reason for this is because bankruptcy is typically associated with lower income. Yet Sherman Oaks CA bankruptcy filers earn more income than the California median income limits.  Further, the homes in Sherman Oaks make bankruptcy more of a risks as they may exceed the Los Angeles County median home price.

      galleria in sherman oaks ca
      Galleria in Sherman Oaks CA

      So, because of the pricey values of Sherman Oaks CA, mostly “south of the boulevard” with the 405 freeway as its western border, there can be a risk of Chapter 7 bankruptcy.  On the corner of Ventura Blvd and Sepulveda is the famous Sherman Oaks Galleria, the home of the Valley Girl phenomenon.  Most people who live here are renters (59%) with 41% as homeowners.

      While Chapter 7 may be more of a challenge, Chapter 13 may still be possible. Residents of Sherman Oaks CA 91403 and 91423 have a number of bankruptcy attorney options. However, they’ll want to research that the bankruptcy lawyer know both main consumer bankruptcy types: Chapter 7 and Chapter 13 bankruptcy.

      Entertainment Options

      Sherman Oaks CA has many attractions, entertainment and outdoor activities. First of course the above-mentioned Galleria. But secondly, Notre Dame High School is an excellent school. Further, the Van Nuys Sherman Oaks CA 91423 Park is a good place to get away and relax. Finally, Ventura Boulevard has many shops and eateries. And if someone overdoes it on the credit cards, they may need to contact an experienced lawyer to get a fresh start. San Fernando Valley bankruptcy attorney Hale Antico has helped many people in the area.

      Spumoni Restaurant has great Italian food and is reasonably priced. Also, the Blue Dog Beer Tavern is a good place to hoist a pint. And you can’t go wrong at the Blu Jam Cafe.

      Sherman Oaks CA 91403 is not far from downtown Los Angeles, California. Still, its residents will want to find an experienced San Fernando Valley bankruptcy lawyer since that’s where the court is. The bankruptcy court is where consumer bankruptcy petitions are filed, and the location of the meetings of creditors. There is credit after bankruptcy, so people won’t necessarily need to make too many lifestyle changes, except maybe cut up the credit cards.

      You’ll want an attorney for your Sherman Oaks CA bankruptcy that attends the hearing with you. This way, you’re testifying with someone familiar with your case, and you’re comfortable with him.

      Contact us

      Speak with an experienced bankruptcy attorney who has lived in Sherman Oaks and has helped many of its residents with a Sherman Oaks CA bankruptcy.