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Quartz Hill Bankruptcy Lawyer | Best Affordable Choice off the 14
The best Quartz Hill bankruptcy attorney? We’re right off the 14 freeway, and have been for two decades. Both affordable and quality, and a flexible payment plan. Award-winning Hale Andrew Antico is the best choice. Here’s why we’re the primary option for getting a fresh start with a bankruptcy in Quartz Hill.
Quartz Hill bankruptcy lawyer to protect you from creditors
When you file bankruptcy with an experienced Quartz Hill bankruptcy attorney, you can no longer be sued for old debts. Lawsuits stop immediately.
Stop wage garnishment
If you’ve already been sued for a credit card debt, the judgment can turn into a wage garnishment. They’re allowed to take 25% of your net pay for your debt. File bankruptcy and protect your paycheck.
Late on house payments? If you file bankruptcy, you can stop the foreclosure sale, save your home, and force the lender to accept the repayment over years.
Stop creditor harassment
Collection calls can ruin a perfectly good day. They go out of their way to make you feel miserable. If you file bankruptcy, the creditor calls stop, and you get peace. Finally.
Stop car repossession
You fell late on car payments. Now, they’re threatening to repo your car. While you don’t get a free car in bankruptcy, filing bankruptcy stops the repo so you can catch up quickly.
Start rebuilding your credit, and your life.
There is credit after bankruptcy. Sure, a bankruptcy is bad on your Experian. But, when you file bankruptcy, you get a chance to start new. A chance to show that you can repay on time. This helps your score go up so you can rebuild after bankruptcy discharge.
Why risk a cut-rate coupon counsel when you can afford a Quartz Hill bankruptcy lawyer who has been voted best bankruptcy attorney multiple times. This is because we're active in the bankruptcy law community, leading organizations of attorneys. We don't just attend bankruptcy classes, but present them to other bankruptcy attorneys
We have an affordable payment plan. You decide how much to pay each month, and how often to pay. We do it this way because you know what you need your money for. Why let other firms auto-deduct money from you? With us, you're in control.
Trust your once-in-a-lifetime Acton bankruptcy to an attorney who treats you like you're my only client. You don't need to be treated like a number and get lost in massive volume where they do tons of cases for 79 cents. I personally handle all aspects of all my cases. Lawyers are known to be impersonal. With us, find out what customer service feels like.
Quartz Hill bankruptcy lawyer Hale Andrew Antico
Years of bankruptcy experience
Best bankruptcy attorney awards
I want to thank you for the work you did on my bankruptcy case and assisting me with the lawsuit from my bank. I was not prepared to deal with either of these situations, but you handled the legal issues quickly and took care of my interests. Now I can start rebuilding my finances and credit. Thanks so much. I am very grateful for your assistance, and do not hesitate to recommend your services.
When you contact us, we’ll arrange a consultation and go over your options. After that, you think it over with no pressure. Finally, if and when you decide this is the best option, I’ll begin work on your bankruptcy petition. I’ll personally review the completed schedules with you, and file them with the court. And yes, I’ll personally be at your 341(a) Meeting of Creditors with you, and answer all your questions.
Different Types of Bankruptcies
There are two primary types of consumer bankruptcies. First, there’s chapter 7 bankruptcy. Also, there’s chapter 13. They have different pros and cons, and you’re going to want to talk to an experienced Quartz Hill bankruptcy attorney before deciding which is right for you.
Chapters of Consumer Bankruptcy
Often known as liquidation bankruptcy, a Chapter 7 is the type of bankruptcy where a bankruptcy trustee can take your assets to repay debts. Because you don’t repay your debts, it is faster. However, they give much greater scrutiny to the money you repaid grandma last month, and all those Zelle transfers you made over the past few years. Even though you may not have intended anything bad, fraudulent transfers are problems. Typically, Chapter 7 bankruptcy does not discharge tax debt, fraud, domestic support obligations, and student loan debt.
Chapter 13 is debt consolidation where you are protected from lawsuits. This happens while you make affordable payments to repay your debts. Also, the credit cards can’t keep charging interest. There’s a set ending point. Consequently, you can get off the hamster wheel and just be finished. Finally, this option is helpful for making repayments on late mortgage debts, catching up on income tax debt to the IRS or FTB, and has extended automatic stay protections to codebtors, such as a nonfiling spouse.
So there are key differences between Chapter 7 and Chapter 13 bankruptcy. You may think you want the cheap fast one. A couple warnings. First, the Chapter 7 bankruptcy has greater scrutiny by the United States Trustee and bankruptcy trustee. Second, you can lose things in Chapter 7, which is why exemptions and California homestead exemption are key.
Third, you don’t always get to choose. Chapter 7 bankruptcy eligibility is a factor. This involves the bankruptcy means test, which compares your current monthly income against the median income for your household size. Let a professional bankruptcy attorney be your guide in a no-pressure consultation.
Reach out to Us
Note: while the only office is in Palmdale CA in Los Angeles County, you'll never need to drive anywhere. All business is conveniently done with Zoom and email attachments. We're proud to serve all of Los Angeles County and Orange County for about 20 years now. I'll be honored to help you also.
Quartz Hill CA Bankruptcy Attorney
No bankruptcy attorneys in Quartz Hill CA …BUT
There are few if any Quartz Hill CA bankruptcy lawyers. When seeking a bankruptcy attorney in Quartz Hill CA, chances are you’ll need to go into nearby Palmdale. It’s a fairly small town in the Antelope Valley (Quartz Hill CA 93536 is a neighborhood in the Antelope Valley with a population of about 11,000 people… 70,000 when you count the whole 93536 zip code).
Some Quartz Hill residents will want a local bankruptcy attorney. There’s no reason to go down below to the Valley or Los Angeles. Our office is just west of the 14 freeway. Quartz Hill is an alias for nearby Lancaster and/or Palmdale, so we’re practically the same city. So come visit me for your Quartz Hill bankruptcy.
Through the 1970s, Quartz Hill CA was agricultural in nature. It’s hard to believe now, but in this high desert climate, farmers grew almonds, alfalfa, and even turkeys. With water rights diverted to down below, farming dried up as more and more people worked in aerospace such as Lockheed Martin and Rockwell International. It’s likely that many of these farmers had to find experienced bankruptcy lawyers.
Quartz Hill CA Bankruptcy Court?
You’d think that Quartz Hill CA residents who file bankruptcy would do this at the nearby Lancaster courthouse. However, they’ll instead need to do it in Los Angeles where they’ll also need to attend their bankruptcy hearing. There aren’t many Antelope Valley bankruptcy attorneys who go down below, but this one does.
The median home value in the 93536 zip code is $244,000, and its media household income is just over $71,000 a year. This puts it over the national average, where the median household income is about $55,000. People looking for a bankruptcy lawyer in Quartz Hill CA with higher income who file bankruptcy may need Chapter 13 bankruptcy. On the other hand, if they barely can afford to keep the lights on, Chapter 7 bankruptcy is possible.
Quartz Hill CA Schools
There are good schools in Quartz Hill CA, including High Desert Bible College, Soar High, Joe Walker Middle School, and Quartz Hill High School. Students in some parts of town attend elementary school in nearby Antelope Acres. Many students graduate and attend nearby Antelope Valley College (AVC), which started way back in 1929 and has grown to 135 acres with a student population of 16,000. If they get too much credit card debt while in school, they may wonder should I file bankruptcy. If so, they may need to research AV bankruptcy attorneys.
Finally, the average low temps in December for the 93536 zip code are 30 degrees, and the average July/August highs are 95 degrees. Lastly, in December 2017, the unemployment level was 5.52%, which is higher than the national average of 4.1%.
Best Nearby Quartz Hill CA bankruptcy Option
Palmdale bankruptcy attorney Hale Antico has helped many people in Quartz Hill CA 93536 get a fresh start. I’m right here in Palmdale. I’ve been helping our AV neighbors get a new beginning for over 15 years. I hope to hear from you.