Granada Hills bankruptcy lawyer to protect you from creditors

Stop lawsuits

When you file bankruptcy with an experienced Granada Hills bankruptcy attorney, you can no longer be sued for old debts. Lawsuits stop immediately.

Stop wage garnishment

If you’ve already been sued for a credit card debt, the judgment can turn into a wage garnishment. They’re allowed to take 25% of your net pay for your debt. File bankruptcy and protect your paycheck.

Stop Foreclosure

Late on house payments? If you file bankruptcy, you can stop the foreclosure sale, save your home, and force the lender to accept the repayment over years.

Stop creditor harassment

Collection calls can ruin a perfectly good day. They go out of their way to make you feel miserable. If you file bankruptcy, the creditor calls stop, and you get peace. Finally.

Stop car repossession

You fell late on car payments. Now, they’re threatening to repo your car.  While you don’t get a free car in bankruptcy, filing bankruptcy stops the repo so you can catch up quickly.

Start rebuilding your credit, and your life.

There is credit after bankruptcy. Sure, a bankruptcy is bad on your Experian. But, when you file bankruptcy, you get a chance to start new. A chance to show that you can repay on time. This helps your score go up so you can rebuild after bankruptcy discharge.

Phone now for the first step on your fresh start.

Award-Winning Quality

Why risk a cut-rate coupon counsel when you can afford a Granada Hills bankruptcy lawyer who has been voted best bankruptcy attorney multiple times. This is because we're active in the bankruptcy law community, leading organizations of attorneys. We don't just attend bankruptcy classes, but present them to other bankruptcy attorneys

Affordable

We have an affordable payment plan. You decide how much to pay each month, and how often to pay. We do it this way because you know what you need your money for. Why let other firms auto-deduct money from you? With us, you're in control.

Personalized Attention

Trust your once-in-a-lifetime Acton bankruptcy to an attorney who treats you like you're my only client. You don't need to be treated like a number and get lost in massive volume where they do tons of cases for 79 cents. I personally handle all aspects of all my cases. Lawyers are known to be impersonal. With us, find out what customer service feels like.

Granada Hills bankruptcy lawyer Hale Andrew Antico

$50,000,000+

Debts discharged

2,000+

Satisfied clients

15+

Years of bankruptcy experience

4

Best bankruptcy attorney awards

Thank you for your hand holding and advice. You are really good at what you do and I am truly grateful I had you to represent me.... I know you worked very hard and you helped make this whole process so much easier for me (and your other clients too).

`{`At the 341(a) court date,`}` you were very attentive to all of us. I could tell the difference between your clients and some of the others there. You did a great job and I am very grateful! Thank you for sticking around as long as you did today. You really took good care of me.... I knew I was in good hands with you on my side.

I will highly recommend you should I come across a friend or colleague in a similar situation as mine.

Patricia
Patricia

Contact Us

When you contact us, we’ll arrange a consultation and go over your options. After that, you think it over with no pressure. Finally, if and when you decide this is the best option, I’ll begin work on your bankruptcy petition. I’ll personally review the completed schedules with you, and file them with the court. And yes, I’ll personally be at your 341(a) Meeting of Creditors with you, and answer all your questions.

    Different Types of Bankruptcies

    There are two primary types of consumer bankruptcies. First, there’s chapter 7 bankruptcy. Also, there’s chapter 13. They have different pros and cons, and you’re going to want to talk to an experienced Granada Hills bankruptcy attorney before deciding which is right for you.

    Chapters of Consumer Bankruptcy

    Often known as liquidation bankruptcy, a Chapter 7 is the type of bankruptcy where a bankruptcy trustee can take your assets to repay debts. Because you don’t repay your debts, it is faster. However, they give much greater scrutiny to the money you repaid grandma last month, and all those Zelle transfers you made over the past few years. Even though you may not have intended anything bad, fraudulent transfers are problems. Typically, Chapter 7 bankruptcy does not discharge tax debt, fraud, domestic support obligations, and student loan debt.

    Chapter 13 is debt consolidation where you are protected from lawsuits. This happens while you make affordable payments to repay your debts. Also, the credit cards can’t keep charging interest. There’s a set ending point. Consequently, you can get off the hamster wheel and just be finished. Finally, this option is helpful for making repayments on late mortgage debts, catching up on income tax debt to the IRS or FTB, and has extended automatic stay protections to codebtors, such as a nonfiling spouse.

    So there are key differences between Chapter 7 and Chapter 13 bankruptcy. You may think you want the cheap fast one. A couple warnings. First, the Chapter 7 bankruptcy has greater scrutiny by the United States Trustee and bankruptcy trustee. Second, you can lose things in Chapter 7, which is why exemptions and California homestead exemption are key.

    Third, you don’t always get to choose. Chapter 7 bankruptcy eligibility is a factor. This involves the bankruptcy means test, which compares your current monthly income against the median income for your household size. Let a professional bankruptcy attorney be your guide in a no-pressure consultation.

    Reach out to Us


      Note: while the only office is in Palmdale CA in Los Angeles County, you'll never need to drive anywhere. All business is conveniently done with Zoom and email attachments. We're proud to serve all of Los Angeles County and Orange County for about 20 years now. I'll be honored to help you also.

      Granada Hills CA Bankruptcy Attorneys

      Granada Hills CA
      Granada Hills CA

      There are few if any Granada Hills CA bankruptcy lawyers, but one stands out from the rest. Exceptional customer service, thousands of bankruptcy cases, affordable. Just as there are many trees in the town with a street called White Oak. How do you find one great tree in this forest.

      This neighborhood has about 55,000 people spread out over its 15 miles, at one of the lowest population densities in Los Angeles. The median home value is over $510,000, and the median rent is just over $2,000 a month. The median household income is around $85,000 a year. This is high for L.A. County.

      Granada Hills Bankruptcy Facts

      Granada Hills CA bankruptcy choices with this good income and high home values may be more skewed towards Chapter 13 bankruptcy.  San Fernando Valley bankruptcy court is where they file their consumer bankruptcy petitions. Residents of this city want a San Fernando Valley bankruptcy lawyer who understands both Chapter 7 bankruptcy and Chapter 13, and understands how to protect home equity. San Fernando Valley bankruptcy attorney Hale Antico is one to talk to.

      Granada Hills CA features and attractions

      Granada Hills was founded in 1916 when they built the Valley’s first oil drill. This was on the northern end of Zelzah. Once upon a time, Rinaldi took a big dip at Zelzah, but then they flattened it out so you could speed on it if the 118 was backed up.

      himalayan cedar in Granada Hills ca
      Himalayan Cedars line a street in Granada Hills CA named for an oak.

      Granada Hills CA 91344 has pine trees that line Chatsworth Street near Zelzah. But did you know that there is a reason the street is called White Oak? It turns out the stretch of pavement between San Fernando Mission and San Jose St has 101 cedar trees (not oaks) which are native to the Himalayas.

      Granada Hills CA is also home to the high school attended by John Elway before he went off to Stanford, which has a mascot that’s a tree. The tree does not appear to be an oak or a cedar, but a pine. Ironically, pine trees line the street near Chatsworth and Zelzah near downtown Granada Hills CA 91344.

      Finally, O’Melveny Park is the second largest park in Los Angeles. If you were to be up Balboa taking an alternate route to the jammed 405, you can visit this park. If you then twisted your ankle and couldn’t work for 6 months, you may find yourself deeper in debt. At that point, you may need a bankruptcy lawyer. How do you find the best bankruptcy attorney? You’d want someone who can explain things in plain language you can understand. Who can tell you what type of bankruptcy could help you, while protecting your home or assets. And someone who can give you pointers on how to rebuild your credit, has helped thousands, and has a success rate other bankruptcy lawyers pine for.

      Contact Me

      I’d be honored if you’d allow me to help you with your Granada Hills CA bankruptcy case.