Valencia bankruptcy lawyer to protect you from creditors

Stop lawsuits

When you file bankruptcy with an experienced Valencia bankruptcy attorney, you can no longer be sued for old debts. Lawsuits stop immediately.

Stop wage garnishment

If you’ve already been sued for a credit card debt, the judgment can turn into a wage garnishment. They’re allowed to take 25% of your net pay for your debt. File bankruptcy and protect your paycheck.

Stop Foreclosure

Late on house payments? If you file bankruptcy, you can stop the foreclosure sale, save your home, and force the lender to accept the repayment over years.

Stop creditor harassment

Collection calls can ruin a perfectly good day. They go out of their way to make you feel miserable. If you file bankruptcy, the creditor calls stop, and you get peace. Finally.

Stop car repossession

You fell late on car payments. Now, they’re threatening to repo your car.  While you don’t get a free car in bankruptcy, filing bankruptcy stops the repo so you can catch up quickly.

Start rebuilding your credit, and your life.

There is credit after bankruptcy. Sure, a bankruptcy is bad on your Experian. But, when you file bankruptcy, you get a chance to start new. A chance to show that you can repay on time. This helps your score go up so you can rebuild after bankruptcy discharge.

Phone now for the first step on your fresh start.

Award-Winning Quality

Why risk a cut-rate coupon counsel when you can afford a Valencia bankruptcy lawyer who has been voted best bankruptcy attorney multiple times. This is because we're active in the bankruptcy law community, leading organizations of attorneys. We don't just attend bankruptcy classes, but present them to other bankruptcy attorneys

Affordable

We have an affordable payment plan. You decide how much to pay each month, and how often to pay. We do it this way because you know what you need your money for. Why let other firms auto-deduct money from you? With us, you're in control.

Personalized Attention

Trust your once-in-a-lifetime Acton bankruptcy to an attorney who treats you like you're my only client. You don't need to be treated like a number and get lost in massive volume where they do tons of cases for 79 cents. I personally handle all aspects of all my cases. Lawyers are known to be impersonal. With us, find out what customer service feels like.

Valencia bankruptcy lawyer Hale Andrew Antico

$50,000,000+

Debts discharged

2,000+

Satisfied clients

15+

Years of bankruptcy experience

4

Best bankruptcy attorney awards

Thank you for your hand holding and advice. You are really good at what you do and I am truly grateful I had you to represent me.... I know you worked very hard and you helped make this whole process so much easier for me (and your other clients too).

`{`At the 341(a) court date,`}` you were very attentive to all of us. I could tell the difference between your clients and some of the others there. You did a great job and I am very grateful! Thank you for sticking around as long as you did today. You really took good care of me.... I knew I was in good hands with you on my side.

I will highly recommend you should I come across a friend or colleague in a similar situation as mine.

Patricia
Patricia

Contact Us

When you contact us, we’ll arrange a consultation and go over your options. After that, you think it over with no pressure. Finally, if and when you decide this is the best option, I’ll begin work on your bankruptcy petition. I’ll personally review the completed schedules with you, and file them with the court. And yes, I’ll personally be at your 341(a) Meeting of Creditors with you, and answer all your questions.

    Different Types of Bankruptcies

    There are two primary types of consumer bankruptcies. First, there’s chapter 7 bankruptcy. Also, there’s chapter 13. They have different pros and cons, and you’re going to want to talk to an experienced Valencia bankruptcy attorney before deciding which is right for you.

    Chapters of Consumer Bankruptcy

    Often known as liquidation bankruptcy, a Chapter 7 is the type of bankruptcy where a bankruptcy trustee can take your assets to repay debts. Because you don’t repay your debts, it is faster. However, they give much greater scrutiny to the money you repaid grandma last month, and all those Zelle transfers you made over the past few years. Even though you may not have intended anything bad, fraudulent transfers are problems. Typically, Chapter 7 bankruptcy does not discharge tax debt, fraud, domestic support obligations, and student loan debt.

    Chapter 13 is debt consolidation where you are protected from lawsuits. This happens while you make affordable payments to repay your debts. Also, the credit cards can’t keep charging interest. There’s a set ending point. Consequently, you can get off the hamster wheel and just be finished. Finally, this option is helpful for making repayments on late mortgage debts, catching up on income tax debt to the IRS or FTB, and has extended automatic stay protections to codebtors, such as a nonfiling spouse.

    So there are key differences between Chapter 7 and Chapter 13 bankruptcy. You may think you want the cheap fast one. A couple warnings. First, the Chapter 7 bankruptcy has greater scrutiny by the United States Trustee and bankruptcy trustee. Second, you can lose things in Chapter 7, which is why exemptions and California homestead exemption are key.

    Third, you don’t always get to choose. Chapter 7 bankruptcy eligibility is a factor. This involves the bankruptcy means test, which compares your current monthly income against the median income for your household size. Let a professional bankruptcy attorney be your guide in a no-pressure consultation.

    Reach out to Us


      Note: while the only office is in Palmdale CA in Los Angeles County, you'll never need to drive anywhere. All business is conveniently done with Zoom and email attachments. We're proud to serve all of Los Angeles County and Orange County for about 20 years now. I'll be honored to help you also.

      Valencia CA Bankruptcy Attorneys

      Best Bankruptcy Attorney in Valencia CA

      Valencia bankruptcy lawyer voted Best Bankruptcy Attorney in the SCV four times. Skilled and experienced in Chap 7 & Chapter 13 bankruptcy. Well-reviewed.

      Valencia CA bankruptcy may seem odd, as it’s an upscale town. There are a few bankruptcy attorneys in Valencia CA, but… Local bankruptcy lawyers don’t get a ton of business, certainly not enough to pay the high Valencia rents. So those who call themselves bankruptcy lawyers in Valencia CA are often from out town with a branch office.

      But there are ways to find a good local bankruptcy attorney.

      Did you know the road to Awesometown went through bankruptcy

      Valencia CA 91355 is an upscale bedroom community on the west end of Santa Clarita. The town is famously home of Magic Mountain amusement park, situated against the Interstate 5. But bankruptcy attorneys in Valencia, the famous planned community is known for high income and high property values?  In some cases, there is also high debt. There are lots of car dealerships in Valencia California, to say nothing of the mall.

      How Bankruptcy is part of Valencia History

      Did you know the road to Awesometown went through bankruptcy? Valencia CA 91355 is also home of Newhall Land and Farming. Back in the 1880s, there was actually farming in Santa Clarita. Then, the five sons of Henry Newhall formed this Valencia CA company. They developed agriculture and sold land for income, even some to Hearst. The Great Depression was tough on the Newhall boys, and with the Wall Street Crash, the company filed bankruptcy when the last brother, Mayo, died. The Newhall brothers had sick finances and could have used a good Valencia CA bankruptcy attorney. Valencia CA residents today who file bankruptcy go to bankruptcy court in downtown Los Angeles.

      valencia ca
      Valencia, carefully planned community and wonderful place to live.

      Luckily, Mayo Newhall’s son-in-law, last name McBean, pumped money into the company in the 1930s. Soon it turned a profit. By the 1950s, McBean decided Newhall Land & Farming should get more into urbanization, and start a master planned community.  Consequently, they started Valencia, named for the oranges grown here before groves were knocked over to create room for more homes.

      For years, there was was only one 7-Eleven in Valencia California, next to Zeko’s Restaurant and the Mann Theatre. It surprises many people to learn that there was actually once a movie theater on Cinema Drive. Many people who saw films there certainly filed either a Chapter 7 bankruptcy or Chapter 13 bankruptcy. And one person who attended Dollar Nights there went on to become a bankruptcy lawyer near Valencia, California.

      In 1983, at McBean Parkway and Valencia Blvd in Valencia California, a gas station was blown up for a Stephen King film. This was one of the earliest cameos of Valencia CA 91355 in Hollywood. Valencia CA later went on to star in TV shows such as CSI, Breaking Bad, and later, the Santa Clarita Diet on Netflix.

      Valencia is good for business

      People looking for bankruptcy attorneys in Valencia California have choices. Out-of-town law firms in multiple cities seeking a Santa Clarita branch choose the 91355 zip code. Having one of 3 or 5 or 10 branches in Valencia CA doesn’t make them Valencia bankruptcy lawyers.  Santa Clarita bankruptcy attorney Hale Antico worked at Magic Mountain before it was acquired by Six Flags. One bankruptcy lawyer has purchased multiple cars at the Valencia Auto Mall. And only one attorney wrote this Valencia CA bankruptcy description trying to help his neighbors.

      From Oranges to Awesome

      Valencia CA is called Awesometown, because it is, well, awesome. It’s natural for people in Santa Clarita to feel bad when seeking a Valencia CA bankruptcy lawyer. There’s much social pressure to be successful, and there can be some guilt or shame if things don’t work out.

      Contact a Bankruptcy Attorney for Valencia CA

      You don’t have to leave Santa Clarita to get good qualified help. Santa Clarita bankruptcy attorney Hale Antico has helped many people in Valencia CA get a fresh start, understands the law, knows the territory, and is the best bankruptcy attorney for the 91355 zip code.