Why a bankruptcy attorney to handle your Los Angeles bankruptcy? You really want to trust someone who is an expert to help you with something that will shape your financial life for years to come.
It’s the age-old dilemma: “If I had enough money for a lawyer, I wouldn’t need to file bankruptcy!” While at first impression, this may make sense, if you think it through, there is a good justification for having a bankruptcy attorney help you. A skilled bankruptcy lawyer can save you much more money than you’ll spend.
Sure, you can have a paralegal prepare your documents. But that’s all they can do. They cannot practice law, and cannot even tell you whether you should do a Chapter 7 or a Chapter 13. Sometimes, these legal document assistants do. They are violating California law by giving you legal advice. Only a backruptcy attorney who has passed the California Bar can give you legal advice. With everyone else, you’re taking your chances, and their character could be questionable.
You are able to file bankruptcy on your own. This could save hundreds of dollars. But at what long-term cost? Many people who try to do all their own forms end up having their cases dismissed, and then have to wait 6 months or more to file again, even if they want an attorney to help them. In the meantime, they have to go back to pay all their bills and debts, and have the creditors call at home and at work. And how much is that worth? What about the thousands upon thousands of dollars a skilled lawyer can save in exemptions and planning?